“My approach to money has changed since I started my apprenticeship. Before, I was working as a Recruitment Consultant for Highway Engineers and I spent most of what I earnt rather than thinking about the bigger picture, which led to some minor debt with credit cards. I also took out a loan for a car without thinking about how it may impact things in the years to come.
Since starting my apprenticeship, I now budget on a monthly basis and plan ahead, saving each month for things like car maintenance, a house deposit and paying off my cards. I’m far less impulsive with my spending and think about things before buying them – I try to sleep on it before making a decision about whether I really need something, although occasionally I do relapse into old habits!”