“I tend to be very careful with my money when it comes to shopping. I always try to find the best price or deal by using online tools like camelcamelcamel, which gives you the history of an item on Amazon so you know you aren’t paying an inflated price. Likewise, I always check in supermarkets the price per 100/g or 100/ml – it means that you always get the most for your money.
Despite this, I sometimes worry I’m not saving enough, but I do have to remind myself that it’s important to enjoy life as well as thinking of the future. I keep a spreadsheet with all of my planned spending, and then I tend to look at what’s going on in the month such as birthdays or events, and transfer an amount to my savings based on this. Sometimes I end up needing to take some back out, other times I have money leftover which goes into my savings the following pay day.”
I transfer any leftover wages (c.£128.50) to my savings