How can I understand credit and debt?

Money themes:

  • Borrowing & debt
  • Budgeting

This topic looks at payment cards and specifically the differences between using a debit or a credit card. It contains differentiated resources for pupils with SEND. View all the resources below. You can download the printouts and presentation in one go using this button.

Download standard resources

Download SEND resources

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Curriculum links:
Maths | Mathematics with financial capability | Learning for life & work

Flipped learning bundle

Set your students the interactive activity as homework then follow up in class with the activity sheet and presentation. Use the lesson plan below to support delivery.
Interactive activity for How can I understand credit and debt?
  • Interactive activity:

  • Credit or debt? (SEND)

  • Meet three characters and determine if they are in credit or debt.
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  • Lesson plan:

  • How can I understand credit and debt? (flipped learning resources) (SEND)

  • Use this lesson plan with the How can I understand credit and debt? (SEND) flipped learning bundle.
Activity sheet for How can I understand credit and debt?
  • Activity sheet:

  • Credit or debt? (SEND)

  • Activity sheets for students to use alongside or instead of the interactive activity where they meet two characters and determine if they are in credit or debt.
Activity sheet for How can I understand credit and debt?
  • Activity sheet:

  • Pay now or later? (SEND)

  • Students identify how different payment cards work in this simplified activity sheet.
Presentation for How can I understand credit and debt?
  • Presentation:

  • How can I understand credit and debt? (SEND)

  • Use this PowerPoint presentation alongside the How can I understand credit and debt? (flipped learning resources) (SEND) lesson plan.
Vocabulary sheet for How can I understand credit and debt?
  • Activity sheet:

  • Credit and debt vocabulary sheet (SEND)

  • A list of key words, terms and definitions used throughout the topic.

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